What Insurance Do You Need When You PCS to Goodfellow AFB in San Angelo? 

A permanent change of station (PCS) can bring a lot of moving parts. Arriving at Goodfellow AFB without the right coverage in place can leave you financially exposed before you ever unpack a box. If you are renting on or off post, buying a home or carrying a vehicle, the coverage questions that come with a PCS deserve straight answers.

How Homeowners Insurance Can Help

If you are purchasing a home near the base, homeowners insurance can cover the physical structure against risks such as fire, certain natural disasters, theft or vandalism. It can also offer the following

• Other structures coverage for detached garages, fences and storage buildings
• Personal property coverage for your belongings inside the home
• Personal liability coverage if you’re held liable for causing bodily injuries or property damage to a third party
• Additional living expenses coverage for meals and hotel accommodations if your home is rendered uninhabitable by a covered risk

What Else Should I Consider?

Renters insurance is worth considering if you live in base housing or an off-post rental. It can cover your personal property and provide liability coverage, which your landlord’s policy does not extend to you. While not legally required, some landlords may ask for proof of a policy as part of the rental agreement.

Additionally, talk to your broker about moving coverage for your belongings while in transit. Without the right insurance, damage during a move may not be adequately covered.

How Our Team Can Help

Insurance needs shift during PCS, and coverage that worked at your last duty station may not transfer cleanly. Contact Sam Tambunga Insurance, LLC to review your current policies and build coverage that fits your situation at Goodfellow AFB and San Angelo, TX. We work with multiple carriers to find options tailored to your budget and living situation.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.